Iowa Finance Authority
Iowa Finance Authority FirstHome Program is available in Council Bluffs, IA.
Down payment and closing cost assistance for first-time homebuyers in Iowa. Provides up to $5,000 in forgivable assistance when combined with an IFA first mortgage. Must complete homebuyer education course. Income limits apply based on county.
Forgivable loan for down payment and closing costs with IFA mortgage
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Council Bluffs, IA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Council Bluffs, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program, subject to funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programDown payment assistance up to $5,000.
Apply directly with Iowa Finance Authority using the official program link on this page or call (800) 432-7230. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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