Maryland Mortgage Program (MMP) Tax Credit

Maryland Department of Housing and Community Development

Available Down Payment

About This Program

Maryland Mortgage Program (MMP) Tax Credit is available to homeowners in Crofton, MD.

Federal Mortgage Credit Certificate (MCC) available to Maryland Mortgage Program borrowers. Provides annual federal tax credit equal to 20% of mortgage interest paid, up to $2,000 per year for the life of the loan.

Annual tax credit of 20% of mortgage interest paid

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Crofton, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Annual tax credit up to $2,000
  • Equals 20% of mortgage interest paid
  • Available for life of the loan
  • Must use Maryland Mortgage Program
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Crofton, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Available with Maryland Mortgage Program loans

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Maryland Mortgage Program (MMP) Tax Credit provide in Crofton, MD?

Up to $2,000 annual tax credit.

Who qualifies for Maryland Mortgage Program (MMP) Tax Credit in Crofton?

Maryland Mortgage Program (MMP) Tax Credit is open to homeowners in Crofton, MD.

How do I apply for Maryland Mortgage Program (MMP) Tax Credit in Crofton, MD?

Apply directly with Maryland Department of Housing and Community Development using the official program link on this page or call (800) 638-9903. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Crofton, MD

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