THDA Homeownership Programs

Tennessee Housing Development Agency

Available Down Payment

About This Program

THDA Homeownership Programs is available to homeowners in Crossville, TN.

THDA provides down payment and closing cost assistance for first-time homebuyers in Tennessee, including Crossville. Programs include Great Choice Plus loans with down payment grants and favorable interest rates for qualifying buyers.

Estimate based on typical down payment assistance grant

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Crossville, TN, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000
  • First-time homebuyer programs
  • Income limits apply by county
  • Must complete homebuyer education
  • Available throughout Cumberland County

How to Apply

A grant-savvy contractor in Crossville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can THDA Homeownership Programs provide in Crossville, TN?

Up to $15,000 down payment assistance.

Who qualifies for THDA Homeownership Programs in Crossville?

THDA Homeownership Programs is open to homeowners in Crossville, TN.

How do I apply for THDA Homeownership Programs in Crossville, TN?

Apply directly with Tennessee Housing Development Agency using the official program link on this page or call (615) 815-2200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Crossville, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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