San Mateo County First-Time Homebuyer Program

San Mateo County Department of Housing

Available Down Payment

About This Program

San Mateo County First-Time Homebuyer Program is available in Daly City, CA.

Provides down payment and closing cost assistance to first-time homebuyers in San Mateo County. Silent second mortgage loan deferred for 30 years or until property sale/transfer. Income and purchase price limits apply.

Deferred loan for down payment and closing costs; no monthly payments

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Daly City, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $100,000 down payment assistance
  • First-time homebuyers in San Mateo County
  • Deferred loan, no monthly payments
  • Income and purchase price limits apply
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Daly City, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can San Mateo County First-Time Homebuyer Program provide in Daly City, CA?

Down payment assistance up to $100,000.

How do I apply for San Mateo County First-Time Homebuyer Program in Daly City, CA?

Apply directly with San Mateo County Department of Housing using the official program link on this page or call (650) 802-3300. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Daly City, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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