VHDA First Step Down Payment Assistance

Virginia Housing Development Authority

Available Down Payment

About This Program

VHDA First Step Down Payment Assistance is available in Danville, VA.

Down payment and closing cost assistance for first-time homebuyers in Virginia. Provides 2.5% of the loan amount as a grant that does not need to be repaid. Must be combined with a VHDA first mortgage loan.

Grant equals 2.5% of home purchase price, no repayment required

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Danville, VA, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $7,500 for down payment
  • 2.5% of loan amount as grant
  • Must be first-time homebuyer
  • Combined with VHDA mortgage loan
  • No repayment required

How to Apply

A grant-savvy contractor in Danville, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can VHDA First Step Down Payment Assistance provide in Danville, VA?

Grant up to $7,500.

How do I apply for VHDA First Step Down Payment Assistance in Danville, VA?

Apply directly with Virginia Housing Development Authority using the official program link on this page or call (877) 843-2123. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Danville, VA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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