OHFA Next Home, Repeat Homebuyer Program

Ohio Housing Finance Agency (OHFA)

Available Home Repair

About This Program

OHFA Next Home, Repeat Homebuyer Program is available to homeowners in Dayton, OH.

OHFA's 30-year fixed-rate mortgage for repeat homebuyers who don't qualify as first-time buyers. Accepts conventional, FHA, VA, and USDA loans. Can combine with OHFA Down Payment Assistance. Income and purchase price limits apply. Credit score 640+ (conventional) or 650+ (FHA). Must move in within 60 days of closing.

Repeat homebuyers; income/purchase limits apply

Official source site checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Dayton, OH, you can combine this program with other local help to cut your cost:

Key Details

  • For repeat homebuyers, no first-time buyer requirement
  • 30-year fixed-rate conventional, FHA, VA, or USDA mortgage
  • Optional OHFA Down Payment Assistance (3-3.5%)
  • Income and purchase price limits by county
  • Find OHFA lenders at myohiohome.org | 888-362-6432

How to Apply

Get free help applying Visit Official Program Page Track this program

888-362-6432

A grant-savvy contractor in Dayton, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Dayton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round through OHFA-approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for OHFA Next Home, Repeat Homebuyer Program in Dayton?

OHFA Next Home, Repeat Homebuyer Program is open to homeowners in Dayton, OH.

How do I apply for OHFA Next Home, Repeat Homebuyer Program in Dayton, OH?

Apply directly with Ohio Housing Finance Agency (OHFA) using the official program link on this page or call 888-362-6432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Dayton, OH contractors

Find More Programs in Dayton, OH

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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