Alabama Housing Finance Authority
Alabama Housing Finance Authority Mortgage Credit Certificate is available to homeowners in Decatur, AL.
Tax credit certificate that allows first-time homebuyers in Alabama to claim a federal tax credit equal to a percentage of mortgage interest paid annually. Reduces federal income tax liability, increasing take-home pay.
Annual tax credit estimated at 20% of mortgage interest paid
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Decatur, AL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Decatur, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programAnnual federal tax credit up to $2,000.
Alabama Housing Finance Authority Mortgage Credit Certificate is open to homeowners in Decatur, AL.
Apply directly with Alabama Housing Finance Authority using the official program link on this page or call (334) 244-9200. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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