Massachusetts ONE Mortgage Program

MassHousing / MA Housing Partnership

Available Down Payment

About This Program

Massachusetts ONE Mortgage Program is available in Dedham, MA.

Down payment and closing cost assistance for low- and moderate-income first-time homebuyers in Massachusetts. Grant does not need to be repaid if buyer remains in home for 10 years. Dedham buyers may qualify.

Forgivable grant for down payment and closing costs, forgiven after 10 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Dedham, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $50,000 for down payment & closing
  • For first-time homebuyers
  • Income limits apply
  • Forgiven after 10 years of occupancy
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Dedham, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Massachusetts ONE Mortgage Program provide in Dedham, MA?

Down payment & closing cost grant up to $50,000.

Who qualifies for Massachusetts ONE Mortgage Program in Dedham?

Massachusetts ONE Mortgage Program is available in Dedham, MA. It prioritizes low-income households.

How do I apply for Massachusetts ONE Mortgage Program in Dedham, MA?

Apply directly with MassHousing / MA Housing Partnership using the official program link on this page or call (800) 882-1154. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Dedham, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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