Florida Housing First Time Homebuyer Program

Florida Housing Finance Corporation

Available Down Payment

About This Program

Florida Housing First Time Homebuyer Program is available to homeowners in DeFuniak Springs, FL.

Down payment and closing cost assistance for first-time homebuyers in Florida. Provides a 30-year forgivable second mortgage up to $7,500. Available through participating lenders statewide.

Forgivable second mortgage for down payment assistance

Data last verified 2026-06-09. How we verify our data.

In DeFuniak Springs, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 down payment assistance
  • First-time homebuyers in Florida
  • Income limits vary by county (typically 120% AMI)
  • Forgivable over 30 years
  • Use with participating lenders

How to Apply

A grant-savvy contractor in DeFuniak Springs, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida Housing First Time Homebuyer Program provide in DeFuniak Springs, FL?

Up to $7,500 down payment assistance.

Who qualifies for Florida Housing First Time Homebuyer Program in DeFuniak Springs?

Florida Housing First Time Homebuyer Program is open to homeowners in DeFuniak Springs, FL.

How do I apply for Florida Housing First Time Homebuyer Program in DeFuniak Springs, FL?

Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (850) 488-4197. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in DeFuniak Springs, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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