Iowa FirstHome Program

Iowa Finance Authority

Available Down Payment

About This Program

Iowa FirstHome Program is available to renters in Des Moines, IA.

First-time buyers: $2,500 grant for down payment plus second loan up to 5% of home price with no monthly payments. Income limits apply.

First-time buyers, income limits vary

Official program page checked live on 2026-06-22.

Data last verified 2026-06-12. How we verify our data.

In Des Moines, IA, you can combine this program with other local help to cut your cost:

Key Details

  • $2,500 grant + 5% loan in funding
  • For renters
  • No income requirement
  • Covers: major
  • Year-round through participating lenders

How to Apply

A grant-savvy contractor in Des Moines, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Iowa FirstHome Program in Des Moines?

Iowa FirstHome Program is open to renters in Des Moines, IA. It has no income limit.

How do I apply for Iowa FirstHome Program in Des Moines, IA?

Apply directly with Iowa Finance Authority using the official program link on this page. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Des Moines, IA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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