California Housing Finance Agency
CalHFA Zero Interest Program (ZIP) Down Payment Assistance is available in Desert Hot Springs, CA.
Zero-interest subordinate loan of up to 3.5% of the home purchase price for first-time homebuyers in Desert Hot Springs. The loan is silent (no monthly payment) for the first 30 years and must be used with a CalHFA first mortgage.
Zero-interest loan equal to 3.5% of home price; no monthly payment for 30 years
Data last verified 2026-06-09. How we verify our data.
In Desert Hot Springs, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Desert Hot Springs, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to 3.5% of sales price.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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