Detroit Down Payment Assistance Program

City of Detroit Housing & Revitalization Department / MSHDA

Available Down Payment

About This Program

Detroit Down Payment Assistance Program is available in Detroit, MI.

Detroit offers down payment assistance through the City of Detroit Housing & Revitalization Department and MSHDA's statewide Step Forward Michigan and MI Home Loan programs. Detroit-specific funding can provide up to $25,000 for eligible first-time homebuyers purchasing within Detroit city limits. MSHDA's MI Home Loan pairs with DPA of up to $10,000 statewide.

First-time Detroit homebuyers at or below 80% AMI

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Detroit, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $25,000 in down payment assistance for Detroit buyers
  • City of Detroit and MSHDA programs can be layered
  • MSHDA MI Home Loan DPA: up to $10,000 statewide
  • Income limit: 80% AMI for Wayne County
  • Contact Housing & Revitalization Dept: 313-224-6380

How to Apply

A grant-savvy contractor in Detroit, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, contact City of Detroit or MSHDA

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Detroit Down Payment Assistance Program provide in Detroit, MI?

Up to $25,000.

How do I apply for Detroit Down Payment Assistance Program in Detroit, MI?

Apply directly with City of Detroit Housing & Revitalization Department / MSHDA using the official program link on this page or call 313-224-6380. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Detroit, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs