Tennessee Housing Development Agency Great Choice Home Loan

Tennessee Housing Development Agency (THDA)

Available Down Payment

About This Program

Tennessee Housing Development Agency Great Choice Home Loan is available to homeowners in Dickson, TN.

THDA offers down payment and closing cost assistance for first-time homebuyers in Tennessee, including Dickson County. The Great Choice loan combines a competitive interest rate with up to $15,000 in down payment assistance as a second mortgage that is forgiven after 15 years of occupancy.

Down payment assistance loan forgiven after 15 years of owner occupancy

Verified against Tennessee Housing Development Agency (THDA)'s official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Dickson, TN, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 down payment assistance
  • For first-time homebuyers in Dickson County
  • Income limits apply (varies by household size)
  • Forgiven after 15 years of occupancy
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Dickson, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Tennessee Housing Development Agency Great Choice Home Loan provide in Dickson, TN?

Up to $15,000 down payment assistance.

Who qualifies for Tennessee Housing Development Agency Great Choice Home Loan in Dickson?

Tennessee Housing Development Agency Great Choice Home Loan is open to homeowners in Dickson, TN.

How do I apply for Tennessee Housing Development Agency Great Choice Home Loan in Dickson, TN?

Apply directly with Tennessee Housing Development Agency (THDA) using the official program link on this page or call (615) 815-2200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Dickson, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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