DSHA First-Time Homebuyer Down Payment Assistance

Delaware State Housing Authority

Available Down Payment

About This Program

DSHA First-Time Homebuyer Down Payment Assistance is available in Dover, DE.

Provides forgivable down payment and closing cost assistance to first-time homebuyers in Dover. Loan is forgiven after 5 years of occupancy. Must be used with a DSHA first mortgage loan. Income limits apply.

Forgivable loan up to $15,000, no repayment after 5 years occupancy

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Dover, DE, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 forgivable loan
  • For first-time homebuyers
  • Income limits apply (typically 120% AMI)
  • Forgiven after 5 years
  • Must use DSHA first mortgage

How to Apply

A grant-savvy contractor in Dover, DE can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can DSHA First-Time Homebuyer Down Payment Assistance provide in Dover, DE?

Up to $15,000 forgivable loan.

How do I apply for DSHA First-Time Homebuyer Down Payment Assistance in Dover, DE?

Apply directly with Delaware State Housing Authority using the official program link on this page or call (302) 739-4263. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Dover, DE

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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