My First Texas Home Down Payment Assistance

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

My First Texas Home Down Payment Assistance is available in Duncanville, TX.

Down payment and closing cost assistance for first-time Texas homebuyers. Available as a grant that does not require repayment if borrower stays in home 5 years. Must be used with TDHCA first mortgage loan.

Grant equals lesser of $15,000 or 5% of first mortgage amount

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Duncanville, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $15,000 for down payment and closing
  • Must be first-time homebuyer
  • Income limits apply (up to 115% AMI varies by county)
  • Forgivable after 5 years in home
  • Apply through participating lenders

How to Apply

A grant-savvy contractor in Duncanville, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can My First Texas Home Down Payment Assistance provide in Duncanville, TX?

Up to $15,000 or 5% of loan.

How do I apply for My First Texas Home Down Payment Assistance in Duncanville, TX?

Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (877) 508-4611. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Duncanville, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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