SC Housing First-Time Homebuyer Mortgage

South Carolina Housing Finance and Development Authority

Available Down Payment

About This Program

SC Housing First-Time Homebuyer Mortgage is available to homeowners in Easley, SC.

Below-market interest rate mortgages for first-time homebuyers in South Carolina. Income limits apply based on county. Down payment assistance grants up to $15,000 available for eligible borrowers. Must complete homebuyer education course. Available through participating SC Housing lenders. Easley is in Pickens County with income limits based on household size.

Low-rate mortgage plus potential down payment assistance grant

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Easley, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market rate mortgage for first-time buyers
  • Down payment assistance up to $15,000 available
  • Must complete homebuyer education
  • Income limits based on household size
  • Work with participating SC Housing lender

How to Apply

A grant-savvy contractor in Easley, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for SC Housing First-Time Homebuyer Mortgage in Easley?

SC Housing First-Time Homebuyer Mortgage is open to homeowners in Easley, SC.

How do I apply for SC Housing First-Time Homebuyer Mortgage in Easley, SC?

Apply directly with South Carolina Housing Finance and Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Easley, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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