MSHDA MI Home Loan

Michigan State Housing Development Authority

Available Down Payment

About This Program

MSHDA MI Home Loan is available in East Grand Rapids, MI.

MSHDA mortgage program offering down payment assistance and competitive interest rates for first-time homebuyers in Michigan. Includes second mortgage for down payment and closing costs that may be forgiven after 5 years.

Down payment assistance varies by program; typical grant/loan $7,500-$10,000

Data last verified 2026-06-09. How we verify our data.

In East Grand Rapids, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $10,000
  • For first-time homebuyers or non-owners for 3 years
  • Income and purchase price limits apply
  • Must complete homebuyer education course
  • Available through approved Michigan lenders

How to Apply

A grant-savvy contractor in East Grand Rapids, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MSHDA MI Home Loan provide in East Grand Rapids, MI?

Down payment assistance up to $10,000.

How do I apply for MSHDA MI Home Loan in East Grand Rapids, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 373-8370. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in East Grand Rapids, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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