Harford County Office of Community & Economic Development
Harford County First-Time Homebuyer Program is available to homeowners in Edgewood, MD.
Provides forgivable down payment and closing cost assistance to first-time homebuyers purchasing in Harford County. Loan is forgiven after 5 years of occupancy. Income and purchase price limits apply.
Forgivable loan for down payment and closing costs, no repayment after 5 years
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Edgewood, MD, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Edgewood, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Check for availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programDown payment assistance up to $15,000.
Harford County First-Time Homebuyer Program is open to homeowners in Edgewood, MD.
Apply directly with Harford County Office of Community & Economic Development using the official program link on this page or call (410) 638-3045. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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