California ASSIST Program

California Housing Finance Agency (CalHFA)

Available Down Payment

About This Program

California ASSIST Program is available in El Cajon, CA.

Downpayment assistance for teachers, public safety personnel, or other specified public employees purchasing a home in El Cajon. Deferred junior loan, no monthly payments, forgiven after 30 years of owner-occupancy. Must be combined with CalHFA first mortgage.

Deferred loan up to $30,000, forgiven after 30 years of owner-occupancy

Data last verified 2026-06-09. How we verify our data.

In El Cajon, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $30,000 for downpayment assistance
  • For teachers, firefighters, police, public employees
  • Forgiven after 30 years of owner-occupancy
  • No monthly payments on junior loan
  • Must be combined with CalHFA first mortgage

How to Apply

A grant-savvy contractor in El Cajon, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can California ASSIST Program provide in El Cajon, CA?

Up to $30,000 deferred loan.

Who qualifies for California ASSIST Program in El Cajon?

California ASSIST Program is available in El Cajon, CA. It has no income limit.

How do I apply for California ASSIST Program in El Cajon, CA?

Apply directly with California Housing Finance Agency (CalHFA) using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in El Cajon, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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