California Housing Finance Agency (CalHFA)
CalHR Downpayment Assistance Program is available in El Cajon, CA.
Provides downpayment and closing cost assistance to first-time homebuyers in El Cajon. Silent second mortgage, deferred and due when home is sold, refinanced, or paid off. Must be combined with CalHFA first mortgage or other approved loan. Income limits apply.
Loan amount varies by purchase price and program; no monthly payments, due on sale
Data last verified 2026-06-09. How we verify our data.
In El Cajon, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in El Cajon, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing while funds last
Ask us. It is free, and a real person answers within a business day.
Email us about this programApply directly with California Housing Finance Agency (CalHFA) using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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