Kentucky Housing Down Payment Assistance

Kentucky Housing Corporation

Available Down Payment

About This Program

Kentucky Housing Down Payment Assistance is available in Elizabethtown, KY.

Down payment and closing cost assistance for eligible first-time homebuyers in Kentucky. Assistance is provided as a second-lien, forgivable loan that converts to a grant after 5 years.

Forgivable second mortgage, converts to grant after 5 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Elizabethtown, KY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $6,000 for down payment and closing costs
  • First-time homebuyers or those who haven't owned in 3 years
  • Income limits apply (varies by county)
  • Forgivable after 5 years of occupancy
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 633-8896

A grant-savvy contractor in Elizabethtown, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Kentucky Housing Down Payment Assistance provide in Elizabethtown, KY?

Up to $6,000 down payment assistance.

How do I apply for Kentucky Housing Down Payment Assistance in Elizabethtown, KY?

Apply directly with Kentucky Housing Corporation using the official program link on this page or call (800) 633-8896. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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