California Housing Finance Agency
CalHFA Forgivable Equity Builder Loan is available to homeowners in Elk Grove, CA.
Provides a forgivable second mortgage of up to $30,000 to help first-time homebuyers with down payment and closing costs. Loan is forgiven at 20% per year over 5 years if borrower remains in the home.
Typical forgivable loan amount for down payment assistance
Data last verified 2026-05-25. How we verify our data.
In Elk Grove, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Elk Grove, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing subject to funding
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $30,000 forgivable loan.
CalHFA Forgivable Equity Builder Loan is open to homeowners in Elk Grove, CA.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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