Ohio Your Choice! Down Payment Assistance

Ohio Housing Finance Agency

Available Down Payment

About This Program

Ohio Your Choice! Down Payment Assistance is available in Elyria, OH.

Forgivable loan for down payment and closing costs for first-time homebuyers in Ohio. Forgiven at 20% per year over 5 years as long as the home remains the buyer's primary residence. Must be used with OHFA first mortgage loan.

Forgivable loan, forgiven at 20% per year over 5 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Elyria, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 or 2.5% of purchase price
  • First-time homebuyers in Ohio
  • Forgivable over 5 years
  • Must use OHFA first mortgage
  • Available statewide including Elyria

How to Apply

A grant-savvy contractor in Elyria, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for Ohio Your Choice! Down Payment Assistance in Elyria, OH?

Apply directly with Ohio Housing Finance Agency using the official program link on this page or call (888) 362-6432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Elyria, OH

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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