OHFA Down Payment Assistance

Oklahoma Housing Finance Agency (OHFA)

Available Down Payment

About This Program

OHFA Down Payment Assistance is available to homeowners in Enid, OK.

Down payment and closing cost assistance for eligible homebuyers purchasing in Oklahoma, including Enid. Provided as a second mortgage at 0% interest, forgivable after 10 years of owner occupancy. Must be combined with OHFA first mortgage.

Second mortgage forgiven after 10 years of owner occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Enid, OK, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 toward down payment and closing costs
  • 0% interest second mortgage
  • Forgiven after 10 years of owner occupancy
  • Must use OHFA first mortgage
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Enid, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can OHFA Down Payment Assistance provide in Enid, OK?

Up to $7,500 toward down payment/closing.

Who qualifies for OHFA Down Payment Assistance in Enid?

OHFA Down Payment Assistance is open to homeowners in Enid, OK.

How do I apply for OHFA Down Payment Assistance in Enid, OK?

Apply directly with Oklahoma Housing Finance Agency (OHFA) using the official program link on this page or call (405) 419-8100. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Enid, OK

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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