Eugene First-Time Homebuyer Down Payment Assistance

City of Eugene Planning & Development (HOME)

Available Down Payment

About This Program

Eugene First-Time Homebuyer Down Payment Assistance is available in Eugene, OR.

Provides down payment and closing cost assistance to first-time homebuyers in Eugene. Loan is forgiven after 10 years of owner-occupancy. Must complete homebuyer education course.

Forgivable loan for down payment assistance, forgiven after 10 years

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Eugene, OR, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $30,000
  • For first-time homebuyers in Eugene
  • Income at or below 80% AMI
  • Forgiven after 10 years of occupancy
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Eugene, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Eugene First-Time Homebuyer Down Payment Assistance provide in Eugene, OR?

Forgivable loan up to $30,000.

Who qualifies for Eugene First-Time Homebuyer Down Payment Assistance in Eugene?

Eugene First-Time Homebuyer Down Payment Assistance is available in Eugene, OR. It prioritizes low-income households.

How do I apply for Eugene First-Time Homebuyer Down Payment Assistance in Eugene, OR?

Apply directly with City of Eugene Planning & Development (HOME) using the official program link on this page or call (541) 682-5481. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Eugene, OR

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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