WSHFC Home Advantage Down Payment Assistance

Washington State Housing Finance Commission

Available Down Payment

About This Program

WSHFC Home Advantage Down Payment Assistance is available in Everett, WA.

Down payment and closing cost assistance for first-time homebuyers in Washington. Second mortgage loan forgiven after 5 years of occupancy. Income and purchase price limits apply.

Forgivable second mortgage, no payment required if occupancy maintained

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Everett, WA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $30,000
  • For first-time homebuyers in Washington
  • Forgiven after 5 years of occupancy
  • Income and purchase price limits apply
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Everett, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can WSHFC Home Advantage Down Payment Assistance provide in Everett, WA?

Up to $30,000 DPA loan.

How do I apply for WSHFC Home Advantage Down Payment Assistance in Everett, WA?

Apply directly with Washington State Housing Finance Commission using the official program link on this page or call (800) 767-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Everett, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs