Virginia Housing Down Payment Assistance

Virginia Housing (VHDA)

Available Down Payment

About This Program

Virginia Housing Down Payment Assistance is available to homeowners in Fairfax, VA.

Down payment and closing cost assistance for first-time homebuyers purchasing in Fairfax. Available as a grant or second mortgage depending on program choice. Must complete homebuyer education course and meet income limits.

Assistance amount based on 2-4% of home purchase price

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Fairfax, VA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $40,000
  • Available for first-time homebuyers
  • Income limits apply (varies by locality)
  • Must complete homebuyer education
  • Can be combined with VHDA mortgage loans

How to Apply

A grant-savvy contractor in Fairfax, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Virginia Housing Down Payment Assistance provide in Fairfax, VA?

Up to $40,000 or 4% of loan.

Who qualifies for Virginia Housing Down Payment Assistance in Fairfax?

Virginia Housing Down Payment Assistance is open to homeowners in Fairfax, VA.

How do I apply for Virginia Housing Down Payment Assistance in Fairfax, VA?

Apply directly with Virginia Housing (VHDA) using the official program link on this page or call (877) 843-2123. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Fairfax, VA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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