MSHDA Step Forward Down Payment Assistance

Michigan State Housing Development Authority

Available Down Payment

About This Program

MSHDA Step Forward Down Payment Assistance is available in Flint, MI.

Down payment assistance for first-time homebuyers in Michigan, including Flint. Grant does not need to be repaid if borrower remains in home at least 5 years. Must complete homebuyer education and use MSHDA-approved lender.

Grant amount based on loan amount and county purchase limits

Data last verified 2026-06-09. How we verify our data.

In Flint, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $7,500 for down payment
  • No repayment if you stay in home 5 years
  • Income up to 120% AMI eligible
  • Must complete homebuyer education
  • First-time homebuyer requirement

How to Apply

A grant-savvy contractor in Flint, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MSHDA Step Forward Down Payment Assistance provide in Flint, MI?

Up to $7,500 down payment grant.

How do I apply for MSHDA Step Forward Down Payment Assistance in Flint, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 373-8370. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Flint, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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