SC First Responder Down Payment Assistance

South Carolina Housing Finance & Development Authority

Available Down Payment

About This Program

SC First Responder Down Payment Assistance is available to homeowners in Folly Beach, SC.

Down payment and closing cost assistance for eligible first responders, law enforcement, firefighters, EMTs, and teachers purchasing a primary residence in South Carolina. Forgivable loan structure with income and purchase price limits.

Forgivable loan for down payment and closing costs

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Folly Beach, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $5,000 down payment assistance
  • For first responders, teachers, law enforcement
  • Forgivable loan structure
  • Income and purchase price limits apply
  • Must be primary residence in SC

How to Apply

A grant-savvy contractor in Folly Beach, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Subject to program funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can SC First Responder Down Payment Assistance provide in Folly Beach, SC?

Up to $5,000 down payment assistance.

Who qualifies for SC First Responder Down Payment Assistance in Folly Beach?

SC First Responder Down Payment Assistance is open to homeowners in Folly Beach, SC.

How do I apply for SC First Responder Down Payment Assistance in Folly Beach, SC?

Apply directly with South Carolina Housing Finance & Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Folly Beach, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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