Arkansas Development Finance Authority (ADFA)
Arkansas Single Family Mortgage Program is available in Fort Smith, AR.
ADFA provides below-market interest rate mortgages for first-time homebuyers in Fort Smith and throughout Arkansas. Program includes down payment assistance options and relaxed credit requirements. Homebuyer education required.
Interest rate typically 0.5-1.0% below market; saves $50-150/month
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Fort Smith, AR, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Fort Smith, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programApply directly with Arkansas Development Finance Authority (ADFA) using the official program link on this page or call (501) 682-5900. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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