Kentucky Housing Corporation
Mortgage Credit Certificate converts a portion of your mortgage interest into a dollar-for-dollar federal tax credit. First-time homebuyers in Frankfort can claim 20% of annual mortgage interest as a tax credit, increasing buying power.
Tax credit equals 20% of annual mortgage interest paid
Data last verified 2026-06-09. How we verify our data.
In Frankfort, KY, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Frankfort, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, subject to funding
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs