California Housing Finance Agency
Down payment assistance loan covering up to 20% of home purchase price for first-time buyers in California. Shared appreciation loan repaid when home is sold, refinanced, or transferred. Very high demand program.
Loan amount is 20% of purchase price, repaid with shared appreciation
Data last verified 2026-05-25. How we verify our data.
In Fremont, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Fremont, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Program paused, check for reopening
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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