California Department of Housing and Community Development
CalHOME First-Time Homebuyer Program - Fremont is available in Fremont, CA.
Down payment and closing cost assistance for low-income first-time homebuyers. Deferred-payment junior loan requiring no monthly payment. Repaid when home is sold, refinanced, or no longer owner-occupied.
Loan amount varies, typically 3-5% of purchase price
Official program page checked live on 2026-06-22.
Data last verified 2026-05-25. How we verify our data.
In Fremont, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Fremont, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Administered through local nonprofits
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $30,000 down payment loan.
CalHOME First-Time Homebuyer Program - Fremont is available in Fremont, CA. It prioritizes low-income households.
Apply directly with California Department of Housing and Community Development using the official program link on this page or call (916) 263-2771. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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