Fresno First-Time Homebuyer Down Payment Assistance

City of Fresno Housing and Community Development

Waitlist Down Payment

About This Program

Fresno First-Time Homebuyer Down Payment Assistance is available to homeowners in Fresno, CA.

Provides down payment and closing cost assistance to first-time homebuyers purchasing in Fresno city limits. Structured as deferred, zero-interest loan due upon sale, transfer, or refinance. Income and purchase price limits apply. Homebuyer education required.

Deferred loan amount based on income and purchase price, typically $25,000-$40,000

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Fresno, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $40,000
  • First-time homebuyers in Fresno
  • Income at or below 120% AMI
  • Zero-interest deferred loan
  • Currently on waitlist, homebuyer education required

How to Apply

A grant-savvy contractor in Fresno, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Waitlist currently open

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Fresno First-Time Homebuyer Down Payment Assistance provide in Fresno, CA?

Up to $40,000 deferred loan.

Who qualifies for Fresno First-Time Homebuyer Down Payment Assistance in Fresno?

Fresno First-Time Homebuyer Down Payment Assistance is open to homeowners in Fresno, CA.

How do I apply for Fresno First-Time Homebuyer Down Payment Assistance in Fresno, CA?

Apply directly with City of Fresno Housing and Community Development using the official program link on this page or call (559) 621-8300. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Fresno, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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