Tennessee Housing Development Agency
THDA Down Payment Assistance is available in Gallatin, TN.
Second mortgage assistance for down payment and closing costs, available with THDA first mortgage products. Loan is forgiven after 15 years of on-time first mortgage payments. Homebuyer education required.
Second mortgage for down payment assistance, forgiven after 15 years
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Gallatin, TN, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Gallatin, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, subject to funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 or 4% of loan.
Apply directly with Tennessee Housing Development Agency using the official program link on this page or call (615) 815-2200. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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