THDA Great Choice Home Loan

Tennessee Housing Development Agency

Available Down Payment

About This Program

THDA Great Choice Home Loan is available in Gallatin, TN.

Below-market interest rate mortgage program for first-time homebuyers in Tennessee. Offers competitive rates and down payment assistance options. Income and purchase price limits apply based on county.

Mortgage assistance with below-market rates, typical savings of 0.5-1% interest rate

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Gallatin, TN, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market interest rate mortgages
  • Available for first-time homebuyers
  • Income limits apply by county
  • Can be combined with down payment assistance
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Gallatin, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for THDA Great Choice Home Loan in Gallatin, TN?

Apply directly with Tennessee Housing Development Agency using the official program link on this page or call (615) 815-2200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Gallatin, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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