Texas Department of Housing and Community Affairs
Texas First-Time Homebuyer Down Payment Assistance is available to homeowners in Garland, TX.
Down payment and closing cost assistance for first-time homebuyers in Garland. Forgivable loan or grant combined with competitive interest rate mortgage. Income and purchase price limits apply.
Down payment assistance, forgiven over time or at sale
Official program page checked live on 2026-06-22.
Data last verified 2026-05-25. How we verify our data.
In Garland, TX, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Garland, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing subject to fund availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $20,000.
Texas First-Time Homebuyer Down Payment Assistance is open to homeowners in Garland, TX.
Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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