Arizona Home in One Renovation Mortgage

Arizona Housing Finance Authority

Available Down Payment

About This Program

Arizona Home in One Renovation Mortgage is available in Gilbert, AZ.

Single mortgage combining home purchase price and renovation costs into one loan. Allows buyers to purchase and improve a home with one closing and one monthly payment.

Loan amount includes purchase price plus renovation budget

Data last verified 2026-05-25. How we verify our data.

In Gilbert, AZ, you can combine this program with other local help to cut your cost:

Key Details

  • One loan for purchase and renovations
  • Single closing, one monthly payment
  • Income and purchase price limits apply
  • First-time buyers prioritized
  • Streamlined renovation financing

How to Apply

Get free help applying Visit Official Program Page Track this program

(602) 771-1000

A grant-savvy contractor in Gilbert, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Gilbert early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for Arizona Home in One Renovation Mortgage in Gilbert, AZ?

Apply directly with Arizona Housing Finance Authority using the official program link on this page or call (602) 771-1000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Gilbert, AZ contractors

Find More Programs in Gilbert, AZ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs