North Carolina Housing Finance Agency
North Carolina Mortgage Credit Certificate (MCC) is available to homeowners in Goldsboro, NC.
Federal tax credit equal to 20% of mortgage interest paid annually (up to $2,000) for first-time homebuyers in North Carolina. Credit reduces federal tax liability dollar-for-dollar and can be claimed every year for the life of the mortgage. Must meet income and purchase price limits.
Annual tax credit estimate assumes $10,000 in mortgage interest paid; actual credit is 20% of interest
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Goldsboro, NC, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Goldsboro, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program, check for current availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $2,000 annual tax credit.
North Carolina Mortgage Credit Certificate (MCC) is open to homeowners in Goldsboro, NC.
Apply directly with North Carolina Housing Finance Agency using the official program link on this page or call (919) 877-5700. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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