North Carolina Housing Finance Agency
NC Home Advantage Mortgage is available in Graham, NC.
State-sponsored mortgage program offering down payment assistance up to $15,000 in a second loan at 0% interest, forgiven after 15 years. Includes competitive 30-year fixed interest rate and available tax credit of up to $2,000 annually.
Down payment assistance is a forgivable second loan, no monthly payment, forgiven after 15 years
Verified against North Carolina Housing Finance Agency's official page on 2026-06-17.
Data last verified 2026-06-09. How we verify our data.
In Graham, NC, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Graham, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round program subject to funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000.
Apply directly with North Carolina Housing Finance Agency using the official program link on this page or call (919) 877-5700. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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