North Carolina Housing Finance Agency
North Carolina Mortgage Credit Certificate Program is available in Graham, NC.
Federal tax credit equal to 20% of annual mortgage interest paid, providing up to $2,000 in tax savings each year for the life of the loan. Can be combined with NC Home Advantage Mortgage for maximum savings.
Annual tax credit equals 20% of mortgage interest paid, estimated based on typical loan
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Graham, NC, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Graham, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Available year-round with NC Home Advantage Mortgage
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $2,000 annual federal tax credit.
Apply directly with North Carolina Housing Finance Agency using the official program link on this page or call (919) 877-5700. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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