North Dakota Housing Finance Agency
NDHFA FirstHome™ Loan Program is available to homeowners in Grand Forks, ND.
North Dakota Housing Finance Agency's FirstHome™ program offers below-market interest rate mortgages and optional down payment assistance to first-time homebuyers in Grand Forks. Income and purchase price limits apply.
Interest rate savings vary by market; typical 0.5-1.0% below market rate
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Grand Forks, ND, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Grand Forks, ND can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round, subject to fund availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programNDHFA FirstHome™ Loan Program is open to homeowners in Grand Forks, ND.
Apply directly with North Dakota Housing Finance Agency using the official program link on this page or call (800) 292-8621. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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