South Carolina Housing Finance and Development Authority
South Carolina Mortgage Credit Certificate Program is available to homeowners in Graniteville, SC.
Federal tax credit equal to a percentage of annual mortgage interest paid (typically 30-50%) for first-time and income-qualified homebuyers. Credit can be claimed every year for the life of the mortgage. Must meet income and purchase price limits.
Annual tax credit based on percentage of mortgage interest paid
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Graniteville, SC, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Graniteville, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Available while funds last
Ask us. It is free, and a real person answers within a business day.
Email us about this programTax credit up to 50% of mortgage interest.
South Carolina Mortgage Credit Certificate Program is open to homeowners in Graniteville, SC.
Apply directly with South Carolina Housing Finance and Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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