SC Housing First-Time Homebuyer Program

South Carolina Housing Finance and Development Authority

Available Down Payment

About This Program

SC Housing First-Time Homebuyer Program is available in Greer, SC.

SC Housing's Palmetto Heroes program provides down payment and closing cost assistance for first-time homebuyers, veterans, teachers, law enforcement, firefighters, and EMS. Forgivable loan structure with income and purchase price limits. Must complete homebuyer education.

Forgivable loan for down payment and closing costs

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Greer, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000
  • For first-time buyers and public servants
  • Income and purchase price limits apply
  • Forgivable loan structure
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Greer, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can SC Housing First-Time Homebuyer Program provide in Greer, SC?

Down payment assistance up to $15,000.

How do I apply for SC Housing First-Time Homebuyer Program in Greer, SC?

Apply directly with South Carolina Housing Finance and Development Authority using the official program link on this page or call (803) 734-2000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Greer, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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