CHFA Down Payment Assistance

Connecticut Housing Finance Authority

Available Down Payment

About This Program

CHFA Down Payment Assistance is available to homeowners in Groton, CT.

Down payment and closing cost assistance for first-time homebuyers in Groton. Zero-interest second mortgage that is forgiven after 5 years. Must be combined with CHFA first mortgage.

Zero-interest forgivable second mortgage, no monthly payments, forgiven after 5 years

Verified against Connecticut Housing Finance Authority's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Groton, CT, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 for down payment and closing costs
  • Zero-interest second mortgage
  • Forgiven after 5 years of residency
  • Must be combined with CHFA first mortgage
  • First-time homebuyers in Groton

How to Apply

A grant-savvy contractor in Groton, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CHFA Down Payment Assistance provide in Groton, CT?

Up to $15,000 down payment assistance.

Who qualifies for CHFA Down Payment Assistance in Groton?

CHFA Down Payment Assistance is open to homeowners in Groton, CT.

How do I apply for CHFA Down Payment Assistance in Groton, CT?

Apply directly with Connecticut Housing Finance Authority using the official program link on this page or call (860) 571-3502. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Groton, CT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs