Connecticut Housing Assistance Program (HAP)

Connecticut Housing Finance Authority

Available Down Payment

About This Program

Connecticut Housing Assistance Program (HAP) is available to homeowners in Groton, CT.

Below-market interest rate mortgage for first-time homebuyers in Connecticut. Offers lower rates than conventional loans to help moderate-income families afford homeownership in Groton.

Below-market interest rate reduces monthly payment; savings estimate based on median home

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Groton, CT, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market mortgage interest rates
  • For first-time homebuyers in Connecticut
  • Income limits vary by household size and location
  • Must complete homebuyer education course
  • Can be combined with down payment assistance

How to Apply

Get free help applying Visit Official Program Page Track this program

(860) 571-3502

A grant-savvy contractor in Groton, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Connecticut Housing Assistance Program (HAP) in Groton?

Connecticut Housing Assistance Program (HAP) is open to homeowners in Groton, CT.

How do I apply for Connecticut Housing Assistance Program (HAP) in Groton, CT?

Apply directly with Connecticut Housing Finance Authority using the official program link on this page or call (860) 571-3502. There is no middleman and no fee.

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