Mississippi Home Corporation SmartSolution

Mississippi Home Corporation

Available Down Payment

About This Program

Mississippi Home Corporation SmartSolution is available to homeowners in Gulfport, MS.

Provides down payment and closing cost assistance for first-time homebuyers in Mississippi. Offered as a forgivable second mortgage that reduces 20% per year over 5 years.

Down payment assistance forgiven over 5 years if homeowner remains in residence

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Gulfport, MS, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 for down payment and closing costs
  • Available to first-time homebuyers statewide
  • Forgivable second mortgage over 5 years
  • Income limits apply based on household size
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Gulfport, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Mississippi Home Corporation SmartSolution provide in Gulfport, MS?

Up to $15,000 down payment assistance.

Who qualifies for Mississippi Home Corporation SmartSolution in Gulfport?

Mississippi Home Corporation SmartSolution is open to homeowners in Gulfport, MS.

How do I apply for Mississippi Home Corporation SmartSolution in Gulfport, MS?

Apply directly with Mississippi Home Corporation using the official program link on this page or call (601) 718-4642. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Gulfport, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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