Michigan State Housing Development Authority
MSHDA MI Home Loan STEP Forward Program is available in Hamtramck, MI.
Down payment assistance for first-time homebuyers in Michigan purchasing in targeted areas including Wayne County. Combines with MI Home Loan for competitive mortgage rates. Provides up to $7,500 in down payment/closing cost assistance.
Grant covers down payment and closing costs up to maximum
Data last verified 2026-06-09. How we verify our data.
In Hamtramck, MI, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Hamtramck, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programDown payment assistance up to $7,500.
Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 373-8370. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs