SC Palmetto Heroes Mortgage Program

SC State Housing Finance and Development Authority

Available Down Payment

About This Program

SC Palmetto Heroes Mortgage Program is available to homeowners in Hanahan, SC.

Special mortgage program with reduced interest rate and up to $7,500 down payment assistance for active military, veterans, first responders, teachers, and childcare workers. Includes conventional and FHA options. Down payment assistance is a forgivable second mortgage.

Down payment assistance loan forgiven after 10 years occupancy

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Hanahan, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 forgivable down payment assistance
  • For military, veterans, first responders, teachers
  • Reduced interest rates on mortgage
  • Forgiven after 10 years of occupancy
  • Conventional and FHA loan options

How to Apply

A grant-savvy contractor in Hanahan, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can SC Palmetto Heroes Mortgage Program provide in Hanahan, SC?

Up to $7,500 down payment assistance.

Who qualifies for SC Palmetto Heroes Mortgage Program in Hanahan?

SC Palmetto Heroes Mortgage Program is open to homeowners in Hanahan, SC. It serves veterans and military families.

How do I apply for SC Palmetto Heroes Mortgage Program in Hanahan, SC?

Apply directly with SC State Housing Finance and Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hanahan, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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