CalHFA First-Time Homebuyer Program

California Housing Finance Agency

Available Down Payment

About This Program

CalHFA First-Time Homebuyer Program is available in Hanford, CA.

Below-market-rate mortgage financing for first-time homebuyers in California. Provides competitive fixed-rate mortgages with down payment as low as 3%. Can be combined with CalHFA down payment assistance programs.

Below-market interest rate saves thousands over life of loan

Data last verified 2026-06-09. How we verify our data.

In Hanford, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market-rate mortgage financing
  • Down payment as low as 3%
  • First-time buyers or non-owner for 3 years
  • Fixed-rate 30-year loans available
  • Can combine with down payment assistance

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

A grant-savvy contractor in Hanford, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for CalHFA First-Time Homebuyer Program in Hanford, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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